Unfortunately, car accidents are common in the Las Vegas, Nevada area. However, if you are responsible for one, it is important that you know your rights and what to expect.
Be careful of what you say at the scene of the accident, even if it was a minor one and nobody was hurt as a result. Don’t make assessments of the damage as everyone is stressed out and confused. The scene of the accident is neither the time nor the place for that.
Do not automatically say that you are at fault for the car accident. Even if you believe you are, it’s best to let the evidence speak for itself. Don’t even make comments such as “I’m sorry” or “I didn’t see you” because they can be taken as an admission of fault.
At the same time, you should always exchange information after getting into an accident. Exchange contact and car insurance information with the other driver and cooperate with the police who come to the scene to take a report of the incident. However, it’s important to avoid talking about fault.
Of course, you should always carry adequate car insurance coverage on your vehicle at the time of the accident. This is important because it can cover all of the damages and losses from the accident when you are found to be at fault, including damage to the other vehicle as well as your own and a potential personal injury claim made later.
However, when you are at fault for a car accident, you will see an increase on your car insurance premium. In addition, if damages exceed your normal coverage amount, you will be responsible for paying the difference.
If you don’t have car insurance when you get into an accident, you will be held personally liable for any damages and injuries. If you aren’t able to pay, you can expect to be contacted by debt collectors and lawyers until you are able to pay up. You will also have to be responsible for your own injuries and damages.
It is important to contact an attorney immediately if you are found to be at fault for a car accident. You will better know your rights and have a better chance in court.